Frequently Asked Questions

Who’s responsible for getting out insurance on the car?

    Once you enter into your lease with us, it will immediately become your responsibility to get out insurance for the vehicle. Please note as you won't own the vehicle then you will have to get out a fully comprehensive insurance deal. 

Is maintenance included?

Maintenance is an optional add-on however throughout all of the deals we provide the following care after the deal servicing, tyres, brakes, exhaust, battery, and labour.

Will the contract include Road Tax?

Yes. We will cover either for the entire duration of the contract or just the first 12 months depending on the deal we on offer.

Who Supplies the vehicles?

All of our cars are either supplied directly from the manufacturer or one of our trusted partners from around the UK. We can assure you that all cars come brand new so you don't have to worry.

Do you charge a fee for delivery and collection?

No, most of the time. Delivery around the UK and mainland is normally free however sometimes there may be an additional charge depending on your location

Do your vehicles come with a warranty?

Yes! All of the vehicles we broker come with a full manufactures warranty.

Are there VAT advantages for a business leasing?

Absolutely yes. VAT registered businesses can claim back up to 50% of the VAT charged on the finance and 100% of the VAT charged on car maintenance. Vans & commercial vehicles used just for business can claim 100% of the VAT on both finance and maintenance.

I've opted out of my company car scheme, can you help?

Absolutely. We’ll offer advice and help you find a great car that fits perfectly within your budget.

Where can I get my car serviced?

We highly recommend that you use reputable service centres that use genuine manufacturer parts or you may receive an additional charge.

What is considered fair wear and tear?

Fair wear and tear occur when normal usage causes deterioration to a vehicle interior and exterior. It is not to be confused with damage which occurs as a result of a specific event or series of events such as impact, inappropriate stowing of items, harsh-treatment, negligent acts or omissions. For more information on what is considered fair wear and tear please visit, the BVRLA fair wear and tear guide.

What happens at the end of the term?

3 months before your term ends we’ll make sure to contact you discuss your options on what you can do going forward. The finance company will also send a letter confirming car collection dates.









Britannia Car Finance Ltd are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 619315

Registered in England & Wales with company number : 07078910 | Data Protection No : Z3637100 | VAT No : 159 9680 46

Registered Office : Britannia Car Finance Ltd, Westminster House, 10 Westminster Road, Macclesfield, Cheshire, SK10 1BX

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.

Copyright © 2020 Britannia Car Finance Ltd, All rights reserved.

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