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Car leasing is a long-term rental agreement that allows you to drive a brand-new vehicle for a fixed period without owning it. Instead of paying the full purchase price, you make regular monthly payments based on the car’s depreciation during the lease term. At the end of the agreement, you simply return the vehicle and can choose to lease another one.

Key points:

• No ownership commitment
• Lower upfront costs compared to buying
• Ideal for drivers who like upgrading regularly

Leasing offers several advantages over purchasing:

• Lower monthly payments: Leasing typically costs less per month than financing a purchase.
• No depreciation worries: You don’t bear the risk of the car losing value over time.
• Access to newer models: Upgrade every few years to enjoy the latest technology and safety features.
• Predictable costs: Road tax is usually included, and optional maintenance packages can help keep expenses consistent.

The process with Britannia Car Leasing is straightforward:

1. Choose your vehicle: Select the make, model, and specification that suits your needs.
2. Agree on terms: Decide on the contract length (usually 24–48 months), mileage allowance, and initial payment.
3. Sign the agreement: Once approved, your car will be delivered.
4. Drive and enjoy: Make fixed monthly payments throughout the term.
5. Return the vehicle: At the end, hand back the car and choose your next lease.

No, leasing is not ownership. You return the vehicle at the end of the contract. This means you avoid the hassle of selling or trading in a depreciating asset. If you want another car, you can simply start a new lease.

Maintenance is not automatically included, but you can add a competitively priced maintenance package for peace of mind. You can add the cost of the package to your monthly rentals, helping you avoid any surprises throughout the agreements.

Our packages typically cover:

• Routine servicing
• Tyre replacements
• Replacements for things such as wiper blades and light bulbs.

This helps you avoid unexpected costs and keeps your vehicle in top condition.

Note: Maintenance packages may vary; please ask our team for more information.

Most leases require an initial payment, often referred to as an “initial rental”. However, we offer flexible options:

• Low deposit plans (3+ or 6+ initial rentals)
• No deposit plans (1+ initial rental)
  This makes leasing accessible for different budgets.

Your lease includes an agreed annual mileage. If you exceed this, a small charge per mile will apply. To avoid extra costs, we’ll help you choose a realistic mileage allowance based on your driving habits.

Insurance is not included, so you’ll need to arrange your own cover.

Yes, we offer leasing solutions for both personal and business customers.

• Personal Contract Hire (PCH): Ideal for private individuals.
• Business Contract Hire (BCH): Designed for companies and sole traders, with potential tax benefits.

At the end of your lease:

• Return the vehicle in good condition (fair wear and tear is acceptable).
• Upgrade to a new model or explore other options.
• No need to worry about selling or depreciation.

Our team will be in touch throughout your agreement, checking in periodically to see how you are getting on with your lease, and when your renewal is due to ensure you are not left without a vehicle on your driveway.

Road tax is usually included for the duration of the lease at the going rate; any increases will be payable by the leasee. Breakdown cover may be provided by the manufacturer, though it is worth checking beforehand, as some finance companies don't include it.